Identify your Financial Goals for the year then break them down by monthly action steps.

Brainstorm strategies and tactics you'll use to get you to where you want to go.

Get a clearer picture of what you need to do to achieve your goals by developing a mind map.

Gather all your important account information for your banking & assets, debts, and other bills and keep them in one convenient place.

Help yourself to increase your credit score by paying everything on time. Track all your bills to ensure none of them get missed, not even those little ones!

Pull your information from your monthly budget worksheets and get an at-a-glance view of how you are doing month over month.

Plan how much extra you will pay on your debts to pay them off faster and find motivation as you watch the balance drop further and further each month.

Saving for something special? Want to challenge yourself to paydown a debt even faster? You'll have trackers for that too.

Plan out your budget for each week then keep track of your income and spending day by day. This helps to hold yourself accountable and motivated.

Get an overview of how much you spend in each category. Did you pay more for housing or for food?

Compare your credit scores after a year as well as debts, savings & investments. How did you do?

Layout your financial activity over the year. Did you stay in budget? How you will proceed next year?